In May, another massive one-time payment is planned, and this will be followed mainly by state pensioners (civil servants), retired doctors and nurses, as well as pensioners from other funds.
It has started and is expected to be completed within the next few days and by the end of the month Payment of a lump sum of 7,500 to teachers who received their main pension in the previous period.
The one-time mass issue, which has an average value of 27,000 euros, It was achieved internally through the services of EFKA and without the intervention of the contractor, through the automated process that was also followed for the issuance of pensions.
Within the next month, further huge one-time payments are to be made mainly to state retirees (civil servants), to be followed by retired doctors and nurses, as well as retirees from other funds.
By the end of the summer, the backlog will be zero, since the management’s goal is not to increase the backlog, which, after issuing 7,500 lump sums to teachers, has dropped to single digits, but also not to create a new one to generate backlogs.
In fact, from June onwards, through the process of electronic monitoring of each civil servant’s cycle (electronic DAYK – Service Description Report) being prepared, The state pension process will be completed within 3 months: that is, it takes 1 month for the issuance of the main pension, 1 month for the supplementary pension and then 1 month – at most – for the lump sum.
It should be noted that according to modern law 4921/2022, the deadline for issuing the supplementary pension is 3 months from the date of issuing the basic salary, and the period for granting the lump sum is 6 months from the date of submitting the supplementary pension. related request.
It should be noted that the presence of debts to the state practically prohibits the payment of lump sums And its payment is required, in order to pave the way for payments in these cases as well.
The lump sum after applying the Catrugalo Law is calculated in a twofold manner for those who retire in 2023. Specifically, an employee who completed 36 years of employment this year will receive a lump sum for 28 years based on the old calculation method and for the remaining eight years, as of 2014 Going forward, subscriptions will be refunded without interest.
In practice, this means that in order for the new retiree to receive a lump sum equal to what the old retirees received, they must remain in their service for more years. It is roughly estimated that in order for a teacher to receive, say, the lump sum that his colleague received before the Catrugalo Law after 35 years of service, he must stay in his job for 40 years.
Educators – civil servants: how is the total amount structured for 35, 30 and 25 years
With the change in account, an employee who will retire in 2021 at the age of 35 will receive two lump sum payments in the following amounts:
- The first part of the lump sum will be for the years up to 2013 and will be calculated at 60% of the average monthly income for the five years 2009-2013, over the insurance years up to 2013.
- The second part of the lump sum will be the return of the contributions he paid from 2014 to 2021, without interest.
For example, a 36-year-old employee who retires in 2021 has served 28 years until 2013 and 8 years from 2014 to 2021. If his average salary in 2009-2013 was €1,500, the lump-sum entitlement for the first part It is 25,200 euros (1,500 x 0.60 x 23 = 25,200).
If his pensionable salary from 2014 to 2021 averages 1,500 euros, the second lump sum he will receive for those eight years will be 4% of the contributions he pays each month, without any return.
Therefore, the second interest-free lump sum would be €5,760 (1,500 x 0.04 x 12 x 8 = 5,760).
The total lump sum will be €30,960.
If the old system is applied for all years, he will receive a lump sum of 32,400 euros. With the new system, he gets 1,440 euros less at once.
In the same way, an employee who will retire in 2022 with 36 years of age, of which 27 are from 2013 and 9 from 2014 to 2022, will receive a lump sum of 30,780 euros, while if the entire amount is calculated according to the old system, he will receive 32,400 euros, which means that he loses More and the damages rise to 1620 euros.
For this reason, it is worth leaving as many years as adding 2013, because as the years of insurance with interest-free contributions increase (from 2014 onwards), the total amount will decrease each year slowly and sometimes at a faster rate depending on the salaries of the employees for whom the deductions are made.
|Staff category||retirement year|
|Once for 35 years of insurance|
|Once for 30 years of insurance|
|Once for 25 years of insurance|
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